Boost Your Savings

on your Visa, Amex, and Mastercard payments.

By utilizing a 2.4% pass-through on $50,000 in monthly sales, you could save over $14,000* per year.

$14,400 in Pure Profit. Zero Credit Card Fees. Stop Losing $14,400 Yearly to Credit Card Fees.

The $14,400 Advantage On $50,000 in monthly sales, a 2.4% savings puts $14,400 back into your business every year as pure profit.

The math is simple: Lower Expenses = Higher Profits. By implementing a compliant Surcharge plus Discount program, you can zero out your processing fees..

  • Zero Processing : Eliminate the cost of accepting credit cards.
  • Boost Margins: Every dollar saved goes directly to your bottom line.
  • Eliminate Fees: Completely remove credit card processing overhead.
  • Instant ROI: Save from the very first transaction.
  • Stress-Free: Automated, & legal.

Stop overpaying. Get your free cost comparison today!

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    Get Your Terminal & Custom Rates

    A payment specialist will review your info and contact you.

    ✔ No Contract

    ✔ 24/7 Support

    ✔ Next Day Funding

    By clicking “Submit”, you agree that RubyPos may contact you via phone or email.

    Payment Solutions for Every Business

    No matter how you accept payments—whether in a retail store, restaurant, service business, or online-DiscountPayment offers flexible solutions tailored to your business needs.

    Retail

    Equip your store with reliable countertop terminals and POS systems designed for smooth, in-person checkout-ideal for retail shops, boutiques, and convenience stores.
    ✓ Complimentary countertop terminal
    ✓ Accept chip, tap, and contactless payments
    ✓ Built-in inventory management options
    ✓ Quick, seamless checkout experience

    Restaurants

    Built for both quick-service and full-service restaurants, allowing you to take payments at the counter or directly at the table with ease.
    ✓ Easy tip adjustments
    ✓ Seamless tab management
    ✓ Split bills without hassle
    ✓ Flexible kitchen integration options

    Services

    Perfect for salons, trades, professionals, and mobile businesses—accept payments wherever your work takes you.
    ✓ Flexible mobile payment options
    ✓ Accept tap, chip, and mobile payments anywhere
    ✓ Speed through peak rush hours
    ✓ Reliable processing on the go

    Online & Invoicing

    Take payments online, through secure links, or by invoice—ideal for eCommerce and remote businesses.
    ✓ Smooth online checkout
    ✓ Easy payment links
    ✓ Fast invoice payments
    ✓ Secure virtual terminal

    How Interchange-Plus Merchant Services Work

    Built for food trucks and festival vendors—fast service, more sales.

    Step 1

    Tell Us About Your Business

    Provide details like your industry, location, and monthly processing volume so we can recommend the best solution for your needs.

    Step 2

    Start Accepting Payments

    Once approved, begin processing card payments right away with reliable 24/7 support whenever you need it.

    Why Businesses Choose Our Merchant Services

    We simplify interchange-plus merchant services with clear, honest pricing—no confusing rate sheets and no long-term commitments. Just straightforward solutions backed by real human support.

    No-Contract Merchant Services

    Everything you need to accept payments, reduce costs, and grow your business—backed by simple, transparent pricing.

    Next-Day Funding

    Access your funds sooner with fast, reliable deposit options to keep your cash flow moving.

    Text-to-Pay & Email Invoicing

    Send secure payment links instantly via SMS or email and get paid faster.

    QR Code Payments

    Accept fast, contactless payments-ideal for mobile businesses, pop-ups, and events.

    What My Clients Says

    Hear what our clients say about their experience with our reliable payment solutions, transparent pricing, fast funding, and dedicated support that helps their businesses grow smoothly.

    Ted

    Using a credit/debit machine for my small business has been a great choice. It’s easy to use, speeds up order processing, and reduces customer wait times. Clover’s credit machine has streamlined my operations and significantly improved overall efficiency.

    Sunny

    Our pizza store has greatly benefited from this credit card machine. It’s reliable, efficient, and easy to use, even during busy hours. Transactions are quick and secure, keeping lines moving smoothly. Its compact design saves space-highly recommended for any pizza business.

    Bruno

    We’ve used several credit card machines, and this one is the best for our car repair shop. It’s fast, reliable, and handles payments seamlessly. It supports chip and contactless payments, is highly durable, and makes transactions smooth and hassle-free for our customers.

    Frequently Asked Questions

    1. How low are your merchant service rates?
    Our rates are competitive and tailored to your business type, volume, and processing needs.

    No, we offer flexible plans with no long-term commitments or hidden cancellation fees.

    Yes, we provide secure online payment gateways, invoicing, and eCommerce integrations.

    You can accept credit cards, debit cards, contactless payments, and  transfers.

    Approval is quick—most accounts are set up within 24–48 hours.
    Switching is easy. We help you migrate smoothly with minimal downtime or disruption.
    Yes, our support team is available 24/7 to assist you whenever you need help.
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